Do You need Full Coverage on a Used Financed Car?

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Learning how to finance a used car may seem a little tricky, but with the right team by your side, it’s simple! That’s why the experts at First Acura are here to help you through the shopping process every step of the way. In this guide, we’ll run through some of the most common questions we hear, like “Do you need full coverage on a used financed car?” and “How many years can you finance a used car?” And of course, our staff is always happy to offer our personalized advice for Providence and Warwick customers.

How Many Years Can You Finance a Used Car?

There are a few similarities between the new and used car financing experience. Do you need full coverage on a new financed car? Yes. Do you need full coverage on a used financed car? Yes. But there are some things to keep in mind when considering the length of your term:

  • No matter what vehicle you buy, your financial lender or bank will require that you get full coverage – though you do not always need it the second you drive off the lot.
  • How many years can you finance a used car? Your contract will say how many years you’ll need to pay off your lender before you receive a title. Let’s say you apply for financing and get a loan term of 24 months. Your lender will have the title for 24 months.
  • Full coverage must be held for the duration of the loan term. So in the previous example, you will need to maintain full coverage for 24 months.

How to Finance a Used Car

You’ve found your used Acura and you’re ready to hit the open roads of Cranston, but what do you need to complete the buying process? We recommend gathering the following documents to help the process flow smoothly:

  • Valid Driver’s License
  • Valid Car Insurance Card
  • Any supporting financial documentation (i.e. last two pay stubs)
  • Any existing vehicle documentation for your current vehicle (if applicable)

Once you’ve got your documents in order, our finance team will take care of the rest!

Learn More with First Acura

Interested in learning more about how to finance a used car? Our finance team is ready to help at First Acura! In fact, you don’t even need to visit Seekonk to experience our top-notch customer care. Contact us online with any questions about the financing process and we’ll get back to you promptly.

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16 Highland Avenue, Route 6 • Seekonk, MA 02771

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